Advice & guidance

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Financial worries can have a significant effect on your health and well-being. If you’ve been made redundant or are struggling with debt you can often feel low or anxious although this does not necessarily mean that you are suffering from depression or an anxiety disorder.

Research carried out by the Financial Services Authority (FSA) showed that improving money management skills enhances psychological well-being and life satisfaction, as well as reducing the risk of anxiety and depression.

There are a wide range of resources available to help your financial situation listed below, but if you are an apprentice make sure that you apply for an NUS Apprentice Extra card which provides discounts from a wide range of high street and on-line retailers. Click here to apply.

Help with debt

National Debt line

National Debtline has helped millions of people with their debts. They’ll talk you through options and give clear advice on how to take back control. It also offers free debt advice online through its My Money Steps tool and its web guides, fact sheets and sample letters.

www.mymoneysteps.org

Telephone: 0808 808 4000

StepChange Debt Charity

StepChange helps change the lives of thousands of people every week. Their expert advice is impartial and personalised to each individual situation.

www.stepchange.org

Telephone: 0800 138 1111

Money Saving Expert

Martin Lewis’s free website saves you money on credit cards, shopping, special offers, mortgages and council tax. We particularly like the young adults money saving tips.

For more information click the following link

www.moneysavingexpert.com